When Best Bank made its debut in the online banking world in Italy in 2014, it seemed that customers had already seen enough of them on the market. Instead, the original ideas of the online platform desired by the Nice bank group have breached the trust of users, so much so that, after just one year of sharing, they reached 150 thousand users and 628 financial advisors.
But what is Best Bank? In practice it is a bank “created by the customers themselves”, thanks to continuous ideas, advice, proposals and requests, which include all the traditional products offered by a bank, such as the loan (recently the offer was made even more complete since the launch of mortgages). Let’s see how a Best Bank loan works and what distinguishes it from other banks.
Best Bank loans in partnership with Nice Bank
The smartest banking platform that can be found at the moment, therefore, provides customers with a Best Bank deposit account, investments, current accounts and, of course, the Best Bank loan. To offer this product, however, this “creature” of MPS turned to one of the largest former financial institutions that exist in Italy: the Best Bank.
The goal was to create a partnership in order to meet customers, especially younger ones. In practice, the loans are made available by the online bank and can be requested on the Best Bank website by filling out a form. It will be Best Bank herself who will move the application to Best Bank and after a rather limited waiting time the approval and, subsequently, the supply of the necessary liquidity should be obtained.
In depth: Features and advantages of liquidity loan .
Characteristics of Best Bank loans
The partnership with Best Bank allows you to find yourself in front of a large pool of users, already accustomed to certain characteristics, such as the total abandonment of the paper and the use of the digital signature, with consequent evident savings on accessory costs. It will then be possible to adopt the method already known to the bank of Bnp Paribas, i.e. the exchange rate or installment jump, to change the amount or request a postponement over time.
Also interesting are the promotions that Best Bank periodically makes available to future customers, such as the facilitations on investment rates and the reduction of the fees and expenses for those who open a current account, or incentives to spend on e-commerce platforms ( like the much appreciated Amazon voucher). Finally, a Best Bank current account is easily opened online, even with the help of a webcam.